HapPay – taaki dosti ke beech kabhi paisa na aaye

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With the festive season around, we are all busy sharing happy moments or partying with friends and colleagues. But these happy moments turn a little sour, when it’s time to split bills – we all hear the same excuses – I don’t have change’, or I don’t have cash right now – have to go to the ATM’. Someone ends up paying more.  That is why HapPay, India’s first social payments app, has caught the fancy of young India!

 

The app makes monetary interactions to friends, family, colleagues or anyone with a few clicks. HapPay has recently been enriched with new and awesome features that make paying not just simple but social as well. Conceived by IITtians Anshul Rai and Varun Rathi, HapPay is all set to redefine the social financial interactions of college students and young professionals.

 

With HapPay, it easy to pay anybody, with just the person’s phone number. With no tedious card details or bank account details & IFSC codes to remember, this zero-hassle payment method is made to order for the no-strings-attached generation.

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The new social features in the app automatically sync your contacts and Facebook friends allowing payment to Facebook friends with just a few clicks. There is a social feed on the app to inform users about ways everyone is using the application to pay.

 

The best feature is that it lets users pay to people who are not even registered on HapPay – the receiver will be automatically invited on HapPay and when he/she registers – he will already have the money waiting for him in his wallet.

 

“Friends share a lot. As students we rarely have cash in our pockets and always run to the ATM to pay friends back. This problem multiplies when we start spending more as working professionals. We always want to swipe our cards for all the payments, but can’t do that to pay friends. We either have to use cash or pay via net banking. No easy way to make P2P payments. That’s where we decided to come up with HapPay – to make payments between friends a happier experience.” said Varun Rathi, Co-Founder, HapPay.

 

Apart from P2P payments, with Happay the following is also possible:-

1.     Mobile/DTH Recharge

2.     Bill Payments (coming up)

3.     Send money to any bank account

4.     Ask your friends to pay back

With over 50,000 downloads under its belt already, it’s obvious that this app has become viral among students. Be it settling their ‘canteen bills’, sharing expenses for ‘chai and maggi’, ‘or for collecting cash for Birthday gift they are just HapPay’ing each other. Sending cash gifts on Rakshabandhan and Diwali was also an interesting use case. Sharing of goodies, charities and deals via the app are also available at the tap of a Smartphone-savvy finger.

 

This application is currently available on Android and you can download the app from Google Playstore (search for ‘HAPPAY’) or http://tiny.cc/HapPay

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Mohit Bansal(23) is B.Tech in Electronics and Communication Engineering from Indian School of Mines, Dhanbad, India. He has interest in business and entrepreneurship and has published couple of research articles. He is also associated with various NGOs. He is with Techaloo when it was just in concept stage. The Techaloo site was not existing even then. Currently Mohit is working with Mu Sigma as a Business Analyst Profile.

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