Investments strategy for young entrepreneurs and students who will start with their first jobs


As a New Year dawns, almost everyone will make resolutions about doing various kinds of things including losing weight, learning to code, starting up, living life etc etc

This year, try something different – Make a resolution to manage your money better.

Think about it. All our education in school and college is geared around teaching us skills and qualifications to make money. However, none of us are formally taught to manage and grow our money better.

Sure, we get well meaning advice from elders and parents like saving regularly but our knowledge about investing those savings is rudimentary or ill informed at times. We find out fragmented information from various sources like newspapers, magazines and friends and family to ‘invest’ money in FDs, Insurance, Stock market etc. Very few people invest their money in a timely, planned and diversified manner to meet certain goals in life (like buying a house, a car, marriage, retirement)

A lot of us are also unaware about the power of compounding and investing small amounts of money over a long period of time. E.g. If you are 25 years old and start investing just Rs 5000 per month, over the years, it can grow to Rs 14 lakhs by 35, Rs 70 lakhs by 45 and if you continue till 60 years of age, you can retire with a corpus of almost 6 crores. Yep, it’s possible and while 6 crores might sound like a huge amount now, you will need that kind of money 35 years later for basic expenses.

To get your New Year started on a productive note, we at have partnered with to make it easier for you to start investing in a planned manner.

Finqa is online startup in finance space started in early 2013 led by Mr. Ankur Kapur and Abhik Prasad

Finqa is a leading fee based financial planning and investment advisory solutions company which focuses on creating personalized financial and investment plans for Individuals

finqa1Finqa is India’s first guidance based platform which provides an unbiased, relevant and personalized financial advisory service to individuals. It aims to help Indian consumers make smarter financial decisions through interactive, decision-making tools.

Ankur Kapur is a Director of Finqa and, an online financial literacy portal. He is an alumnus of Delhi School of Economics with over 10 years of experience as a management consultant at McKinsey, Ameriprise and EY (Ernst & Young).He has worked with clients across the globe on Wealth management, Valuations, M&A, and Corporate strategy. Ankur is a CFA® from CFA Institute, USA and CFP® from FPSB India and also a Registered Investment Adviser with SEBI

Abhik Prasad looks after technology and operation. He is an alumnus of St. Stephen’s College, Delhi, and IIM Lucknow, and has over 10 years of experience with Cognizant, Lowe Lintas and TCS.

They are also working towards creating an online marketplace for financial products where people can buy any financial product they wish to.

It has strong in-house expertise in range of financial services like comprehensive financial planning, investment advisory services, personal tax consultancy, estate planning, online transaction for Mutual Funds & Insurance, besides it also provide strong advisory on third party products.

Their free guidance based platform enables you to invest money, monitor investments, get insights and advice on portfolio on a regular basis.

Finqa provides personalized financial planning and has an unbiased fee based advisory model for guidance based Investing. They have a tiered pricing structure for different age groups and the earlier you start, the cheaper the plan for you.

As a giveaway for TechAloo readers, we will be giving 3 gift cards worth Rs 2500 each. These can be redeemed for any plan you wish to sign up for at


Participation is also very easy. Just comment below and answer one or all of the following questions:

  1. What do you like best about
  2. What else should we cover at TechAloo.comor how can we further improve
  3. What is a goal that you would like to achieve in 2015


The best answers for each of the questions will receive a gift voucher worth Rs 2500 each.


It’s also the time of the year when finance departments in companies will start asking you for Tax Saving Investment Proofs. If you still need to make tax saving investments, you can get the same done at Finqa. Not only is this service free but you also get complimentary Income Tax return filing at the end of the year along with a chance to win a Moto G 2nd generation smartphone. Details here.


Wishing you a Happy New Year and a great year ahead.


Mohit Bansal(23) is B.Tech in Electronics and Communication Engineering from Indian School of Mines, Dhanbad, India. He has interest in business and entrepreneurship and has published couple of research articles. He is also associated with various NGOs. He is with Techaloo when it was just in concept stage. The Techaloo site was not existing even then. Currently Mohit is working with Mu Sigma as a Business Analyst Profile.

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